Property purchase: check each step until receiving the keys

property purchase

Buying property in arch enclave is a process that does not end with the handshake between buyer and seller. In fact, it’s the beginning of a series of tasks for the apartment-buyer — and that, at first glance, might seem complicated. However, knowing all the procedures that must be done and properly planning the execution of tasks, everything will be facilitated.

When you buy a property from a large developer, such as Cyrela, it is certain that you will have all the necessary support, including to resolve your doubts about this process while it is going on — a period in which any help is always welcome.

So, in order to collaborate with your planning, we created this post explaining everything that will need to be arranged, from the purchase of the apartment to the delivery of the keys. Enjoy reading and get organized!

Property Purchase Agreement

Among the legal documents drawn up and signed during the process of acquiring an apartment, the property purchase contract is among the most significant, as it is it that, in fact, formalizes the deal between the parties.

So, for the purchase contract to be drawn up, the buyer needs to deliver a copy of some documents to the developer:

  • RG;
  • CPF;
  • Certificate of Civil Status;
  • Proof of address;
  • Proof of income;
  • Work Card and FGTS extract (if used in the purchase).

In cases where the buyer is self-employed — or micro-entrepreneur — the income is proven by presenting the income tax return and bank statements for the last three months. If necessary, other documents can be requested.

The owner will receive the contract within 90 days of signing after a rigorous verification of the data and documentation presented – a process that will prove income compatibility, the absence of legal restrictions, among others, the contract will be signed by the buyer.

Incorporation memorial and descriptive memorial

At this point, the buyer has already provided a series of documents proving his ability to acquire the property and to cover the respective costs with documents and financing.

The construction company, at this time, must also present documents that prove that the project will be delivered as contractually agreed. This procedure provides financial and legal security for both the buyer and seller of the property.

At this stage, the most important document is delivered by the construction company: the incorporation memorial — with its registration, in addition to making all apartment owners safe in relation to the delivery of the work, the City Hall is also aware of the details of the building.

It is also usual for the buyer to receive the descriptive memorial, which brings more details about the construction, such as the concept used, the description of the areas, the materials used, among others. Every product is detailed in this document.

Start of Works

When purchasing a property in the plant, it is important to monitor the work. Cyrela, for example, informs its customers about the evolution of construction at each advanced stage, such as when the customization stage begins, the foundation of the work, structure stage, masonry and finishing — information that is also usually accessible on the Portal do Client — and, at the right time, schedule a visit to the construction site.

Visit the Work

The Visit to the Work event is commonly held in all projects. On this day, the engineering team and the Customer Relations team accompany future residents, clarifying doubts and showing the quality of construction and materials used – customers are divided into small groups, according to the size of the acquired unit and corresponding available units are shown (not necessarily the customer’s own unit, but a similar one).

This is a visit that allows customers to see their investment taking shape up close, and of course, check details of the work, making sure that the construction has met the agreement and is working perfectly.


Now this is the moment each customer is invited to visit and inspect your unit. Cyrela provides a checklist for them to assess in detail the conditions of the new property. In general, at times like this, the following are inspected:

  • quality of materials used;
  • conformity of the installed parts with those described in the contract;
  • window sealing;
  • functioning of the electrical system (lamps, sockets, etc.);
  • operation of the hydraulic system (drains, discharges, etc.);
  • fitting of doors and windows;
  • installation of door locks and locking;
  • floor and cladding installation;
  • post-work cleaning of the environment.

During the visit to inspect the property, a Cyrela engineer accompanies the owner to provide clarifications and also to analyze any problems found, which will be resolved by the construction company as soon as possible.

After the inspection of the units, the construction company’s next step is to obtain the occupancy permit with the City Hall, this is a fundamental document for any building, without which a condominium is not constituted, the units cannot be registered in a notary’s office, among others legal impediments.

Constitution of the condominium

Cyrela holds the General Installation Assembly (AGI) of the condominium as soon as the occupancy permit is issued by the municipal authority and summons all residents.

This meeting has the purpose of electing the governing body, approving the initial budget, putting the residents in contact with the administrator and also generating a minute that, when registered, allows obtaining the CNPJ that makes the condominium official and enables it to practice legal and fiscal acts related to the administration of the building.

The representatives of the governing body inspect the common area of ​​the development a few days after the Assembly, paying attention to the common areas of the property, checking for example:

  • size of each facility;
  • dumps situation;
  • garage signage painting;
  • operation of elevators;
  • leisure area security;
  • easy access to fire equipment;
  • outdoor lighting.

Delivery of the keys

At that time, the amount owed to the construction company has already been settled and upon receiving the keys, the property owner signs the Key Delivery Term. Once this is done, the new owner assumes that everything is correct with the property, as identified in the inspection.

With the keys, the Owner’s Manual is also delivered, a document prepared by the developer with guidance from state civil construction agencies, which provides, among other information, guidance on the use, operation and maintenance of the property, in addition to the Warranty Term.

The Owner’s Manual contains information such as:

  • complete property documentation;
  • electrical and hydraulic plants;
  • description of the main materials used in the work;
  • contact of suppliers and dealerships;
  • guarantee table of the acquired property;
  • guidelines for preventive maintenance.

It is essential that all steps have been completed and that the documents have been delivered by the construction company, as it is only armed with the discharge of the unit, the registration of the occupancy permit, the constitution of the condominium and the discharge of the mortgage by the Real Estate Registry Office. that the buyer will be able to register the deed of the good.

We hope this post has really helped you to identify the most important steps in buying a property, from signing the contract to handing over the keys.

And if you’ve experienced (or are experiencing) similar situations with your new property, what other observations do you think should be highlighted here? Let us know in the comments!